ALEA Mandatory Liability Insurance Application Alabama
Organisation : Alabama Law Enforcement Agency
Facility Name: ALEA Mandatory Liability Insurance Application
State : Alabama
Country : USA
Website : https://www.alea.gov/online-services
How To Apply ALEA Mandatory Liability Insurance?
To Apply ALEA Mandatory Liability Insurance, Follow the below steps
Step 1: Go to the link https://mli.alea.gov/alea/mli/welcome.action
Step 2: Enter Invoice Id
Step 3: Enter Driver License Number
Step 4: Enter Tag Number
Step 5: Click on Continue
What is ALEA Mandatory Liability Insurance?
** The Alabama Mandatory Liability Insurance Law provides that no person shall operate, register, or maintain registration of a motor vehicle designed to be used on a public road or highway unless it is covered by a liability insurance policy. §32-7A-3, Code of Alabama 1975.
** Pursuant to Act 2016-361 if a person involved in a motor vehicle incident was in violation of the mandatory liability insurance law and did not receive a citation at the time of the incident, they are subject to a civil penalty.
** A motor vehicle incident is defined as “an incident involving the driver of a motor vehicle when a traffic citation was issued by a law enforcement officer or the driver of a motor vehicle was involved in an accident and an accident report was filed”.
** View Mandatory Liability Insurance Law Covering §41-27-40 – §41-27-48
What this means to you: You are subject to a civil penalty if:
** You were involved in a motor vehicle incident and
** The vehicle you were driving was not insured with the required liability insurance and
** You were not issued a citation for no insurance at the time of the incident.
FAQ on ALEA Mandatory Liability Insurance
Frequency Asked Questions FAQ on ALEA Mandatory Liability Insurance are given below,
1. Is liability insurance required in Alabama?
In Alabama, the state’s Mandatory Liability Insurance law requires vehicle owners to have the following minimum amounts of liability car insurance coverage: $25,000 for death or bodily injury liability to one person injured or killed in an accident you cause.
2. What is the minimum liability coverage in Alabama?
What is the minimum auto insurance requirements in Alabama? A. The minimum auto insurance liability limits are commonly stated as 25/50/25. This means $25,000 bodily injury liability limit per person.
3. What is liability insurance in Alabama?
Liability coverage provides for your legal defense if a lawsuit is brought against you as a result of a covered accident. As a resident of Alabama, there are two types of liability coverage your insurance policy must include: property damage and bodily injury.
4. What is the average cost of auto insurance in Alabama?
Buying less coverage means you’ll pay less in monthly premiums, but it also means you’ll have less protection in an accident. The average cost of car insurance in Alabama is $635 per year, or $53 per month, for minimum liability.
5. What is general liability insurance for contractors?
A general liability insurance policy protects a small business in case of damage to the client’s property. For instance, a client’s furniture gets damaged while remodeling, the general liability insurance policy can help to pay for the expenses of replacement or repair.